~ The Checkerboard Guy's Blog ~



Performer Insurance

2009-07-28Where in the world am I today?: North Vancouver, BC, Canada

When I started performing almost three decades ago the thought of needing Liability Insurance wasn’t even on my radar. These days though it seems to be a requirement of many of the gigs that I do. Employers want to know that you’ve got insurance to cover accidents that may happen during your performance…

Specialty Insurance Agency may just be the answer to the question – So where do I get me some insurance to cover myself in case of incident during one of my shows. For US$200.00 a year you get the following coverage –

The 2009 – 2010 policy limits of coverage are as follows:

  • Each Occurrence – $3,000,000 (bodily injury & property damage to others)
  • Damage to Rented Premises – $100,000 (to rented premises)
  • Personal & Advertising Injury – $3,000,000 (hurting someone’s feelings)
  • General Aggregate – $4,000,000 (the most the policy will pay out during the policy year)
  • Products – Completed Op. Agg. – $4,000,000 (the most the policy will pay out during the policy year)
  • Medical Expenses – $5,000 (emergency medical)

Now the one hitch with this insurance is that it’s for performers in the United States. That being said, if you have an address in the United States that you can provide for the insurance agent and fill in on the application then the coverage is good not only in the United States, but in Canada and Puerto Rico as well. I’m sponsored by an agent in the United States who was willing to let me use his address for the application and the insurance agent was happy to accept this arrangement, so I was good to go.

A quick visit to their website –

http://www.specialtyinsuranceagency.com

Will provide you with all the additional information you require, and if you don’t find what you’re looking for contact Steph by email at:

steph@specialtyinsuranceagency.com

One Response to “Performer Insurance”

  1. […] If heaven exists, what would you like to hear God say when you arrive at the Pearly Gates? • ”Welcome to the circus! And no, you don’t need liability insurance.” […]


 
Copyright © The Checkerboard Guy. All rights reserved.